Texas self-employment tax calculator
Estimate what self-employment costs you in Texas: 15.3% SE tax on 92.35% of profit, 2026 federal income tax, the QBI deduction, and no state income tax. The state rate is pre-filled — adjust it if your bracket differs.
Your numbers
What you'll owe
Estimated total tax
$11,740
≈ 19.6% of profit · set aside 20% of every deposit
Each quarterly payment
$2,935
Due ~Apr 15, Jun 15, Sep 15, Jan 15
- Net business profit
- $60,000
- Self-employment tax (15.3%)
- $8,478
- QBI deduction
- − $11,152
- Taxable income
- $29,209
- Federal income tax
- $3,262
Hate Ledger reserves this percentage from every deposit as it lands, so the quarterly bill is already funded.
Self-employment tax in Texas
Texas has no individual income tax; sole proprietors are also outside the franchise tax.
Texas charges no individual income tax, so only federal income tax and the 15.3% self-employment tax apply. The federal half never changes: 15.3% on 92.35% of net profit, then income tax on profit less half that SE tax, the standard deduction and up to 20% qualified business income.
The failure mode is cash, not arithmetic. Money lands, it gets spent, and the quarterly due date becomes a crisis. Hate Ledger moves the reserve out of reach the day each deposit clears, so the Texas and federal bills are funded before you see the money.
Frequently asked questions
How much self-employment tax do you pay in Texas?
Self-employment tax is federal: 15.3% on 92.35% of net profit, the same in Texas as everywhere else. Texas charges no individual income tax, so only federal income tax and the 15.3% self-employment tax apply.
What is the total tax rate for self-employed people in Texas?
Most Texas self-employed filers land between 20% and 28% of net profit once federal income tax and the 15.3% SE tax are combined — there is no state income tax to add.
Do I file quarterly estimates in Texas?
Federal estimates are due when you expect to owe $1,000 or more. Texas has no state income tax return for earned income.
Are there local taxes on self-employment income in Texas?
Texas does not add a broad local income tax on self-employment earnings, so state and federal are the two layers to plan for.
Can an S-corp lower self-employment tax in Texas?
It can, once profit is high enough. Payroll tax then applies only to a reasonable salary rather than all profit. Texas state income tax still applies to the full amount, so the savings are federal.
Estimates only, using projected 2026 federal figures and state rates for planning. Not tax advice.
Run the same numbers for another state
State income tax is the biggest variable in the result. Pick your state for a pre-filled estimate.