Texas 1099 tax calculator
Estimate what you owe on self-employment income in Texas: 15.3% self-employment tax, 2026 federal income tax, the QBI deduction, and no state income tax. The state rate below is pre-filled — adjust it if your bracket differs.
Your numbers
What you'll owe
Estimated total tax
$11,740
≈ 19.6% of profit · set aside 20% of every deposit
Each quarterly payment
$2,935
Due ~Apr 15, Jun 15, Sep 15, Jan 15
- Net business profit
- $60,000
- Self-employment tax (15.3%)
- $8,478
- QBI deduction
- − $11,152
- Taxable income
- $29,209
- Federal income tax
- $3,262
Don't miss your next IRS payment
Email me Set aside 20% — about $2,935 each quarter and one reminder a week before it's due. No account, no spam.
Texas self-employed tax at a glance
| State income tax | None on earned income |
|---|---|
| Self-employment tax | 15.3% federal (12.4% Social Security + 2.9% Medicare) |
| Social Security wage base | $184,500 (2026) |
| Local income tax | No broad local income tax on business profit |
| Quarterly estimate dates | Federal only: Apr 15, Jun 15, Sep 15, Jan 15 |
| Typical total rate on $100k profit | About 21.9% (~$21,915) |
What Texas tax looks like at four profit levels
Single filer, standard deduction, 20% QBI deduction applied, Texas rate of 0% included. Your own number depends on filing status and deductions — use the calculator above for that.
| Net profit | Self-employment tax | Federal income tax | Texas tax | Total | Set aside monthly |
|---|---|---|---|---|---|
| $50,000 | $7,065 | $2,370 | $0 | $9,435 (18.9%) | $786 |
| $75,000 | $10,597 | $4,600 | $0 | $15,197 (20.3%) | $1,266 |
| $100,000 | $14,130 | $7,786 | $0 | $21,915 (21.9%) | $1,826 |
| $150,000 | $21,194 | $15,964 | $0 | $37,158 (24.8%) | $3,097 |
Self-employment tax in Texas
Texas has no individual income tax; sole proprietors are also outside the franchise tax.
Federal rules are the same everywhere: you pay 15.3% self-employment tax on 92.35% of net profit, then income tax on profit less half of that SE tax, the standard deduction and up to 20% qualified business income. What changes state to state is the layer on top — which is why the reserve percentage a Texas contractor needs is lower than in most of the country.
The failure mode isn't the arithmetic, it's cash. Money lands, it gets spent, and the quarterly due date becomes a crisis. Hate Ledger moves the reserve out of reach the day each deposit clears, so the bill is funded before you see it.
Frequently asked questions
How much tax do 1099 contractors pay in Texas?
Texas has no individual income tax, so a 1099 worker there pays federal income tax and 15.3% self-employment tax only.
How much should I set aside for taxes in Texas?
Most Texas contractors reserve 25-30% of net profit, since only federal tax applies.
Do I owe quarterly estimated taxes in Texas?
Federal estimated payments are generally required if you expect to owe $1,000 or more. Texas has no state income tax filing for earned income.
Are there local taxes on self-employment income in Texas?
Texas does not layer a broad local income tax on self-employment earnings, so state and federal are the two numbers to plan for.
Estimates only, using projected 2026 federal figures and published Texas rates. Not tax advice.
More Texas calculators
Same state figures, different question. All free, no account needed.
Run the same numbers for another state
State income tax is the biggest variable in the result. Pick your state for a pre-filled estimate.