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Hate Ledger

For agencies & consultancies

Agency accounting for founders who'd rather be billing clients.

Track retainer revenue, project margins, and consultant utilization without a controller. Auto tax reserve, per-team ROI, and a one-number morning report for lean creative and consulting shops.

Sample outcome

$9,800

Average recovered deductions in year one for small agencies (3-10 people) moving from QuickBooks.

The pain

You didn't get into this business to do bookkeeping.

  • Retainer income and project fees are impossible to compare in stock accounting tools.
  • Consultant utilization vs. cost — the number that actually matters — never surfaces.
  • You take on a new hire and immediately can't tell if payroll is still safe.
  • Every quarterly tax bill feels like a punch you should have seen coming.

What changes

One number in the morning. Everything else, automated.

Per-consultant ROI

Attributed revenue by consultant against fully-loaded cost. Bench decisions with real math.

Retainer vs. project split

See recurring revenue separately from project fees. Real MRR clarity for services.

Hire-decision engine

Ask 'can I afford another senior?' — get an answer with the payroll math, not a chart.

  • Bank sync + auto categorization
  • Auto tax reserve (per deposit)
  • Human Capital ROI for every crew member
  • Receipt capture on your phone
  • 1099-NEC pack ready in one click
  • Weekly digest email — no dashboard hunting

Try it with your own numbers.

Free forever tier — no card. Connect an account or import a CSV and see your first Morning Number in 10 minutes.