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Free tools

Free tools for people who earn their own money

Every tool below is free and works without an account. They answer the questions gig workers, drivers, freelancers and one-person businesses actually ask: what did I really make, what can I claim, and how much do I need to keep back for tax?

Pick the question you have right now

Expense tracker for gig workers and drivers

Log fuel, insurance, repairs, phone, tolls and platform fees against the income they earned, with a note on each one.

For example: You drive for Uber on weekends and keep fuel receipts in the glovebox. Enter each one in ten seconds and, at tax time, you have a categorised list instead of a shoebox.

Start tracking expenses

Income and self-employment tax calculator

Enter what you earned and what you spent; see profit, self-employment tax and federal tax on one screen.

For example: You made $3,200 delivering last month and spent $640 on fuel and repairs. See what is actually profit and what the IRS will want from it.

Work out my income

Tax set-aside calculator

Turns your expected earnings into one percentage to move into a separate account every time you get paid.

For example: You get paid weekly and have no idea how much to keep back. The calculator gives you a number like 26% — move that on payday and April stops being a shock.

Find my set-aside rate

Mileage calculator

Converts business miles into a deduction at the current IRS rate, and shows what a valid log has to contain.

For example: You drove 840 miles for deliveries in March. See what that is worth as a deduction before you decide between mileage and actual costs.

Value my miles

1099 vs W-2 comparison

Compares contract pay against a salary once self-employment tax, unpaid time off and benefits are counted.

For example: You are offered $38/hour as a contractor or $62k as an employee. See which one actually leaves you with more.

Compare the two

Break-even calculator

Shows how much you must bring in each month before you have earned anything for yourself.

For example: Your car payment, insurance and phone come to $910 a month. See the weekly takings that clear those before profit starts.

Find my break-even

Keep the answer instead of re-typing it

A calculator answers today's question. An account remembers every entry, keeps your tax money separate, and gives you one number each morning: what you can safely spend. Seven days of Pro free, no card.

Create your free account