Free tools
Every tool below is free and works without an account. They answer the questions gig workers, drivers, freelancers and one-person businesses actually ask: what did I really make, what can I claim, and how much do I need to keep back for tax?
Log fuel, insurance, repairs, phone, tolls and platform fees against the income they earned, with a note on each one.
For example: You drive for Uber on weekends and keep fuel receipts in the glovebox. Enter each one in ten seconds and, at tax time, you have a categorised list instead of a shoebox.
Start tracking expensesEnter what you earned and what you spent; see profit, self-employment tax and federal tax on one screen.
For example: You made $3,200 delivering last month and spent $640 on fuel and repairs. See what is actually profit and what the IRS will want from it.
Work out my incomeTurns your expected earnings into one percentage to move into a separate account every time you get paid.
For example: You get paid weekly and have no idea how much to keep back. The calculator gives you a number like 26% — move that on payday and April stops being a shock.
Find my set-aside rateThe same set-aside answer, tuned to the app you work on, with the typical expense share already filled in.
For example: You dash four nights a week and want a number that reflects delivery mileage, not a generic 30% rule. Pick your platform and get the percentage that fits it.
Pick my platformConverts business miles into a deduction at the current IRS rate, and shows what a valid log has to contain.
For example: You drove 840 miles for deliveries in March. See what that is worth as a deduction before you decide between mileage and actual costs.
Value my milesCompares contract pay against a salary once self-employment tax, unpaid time off and benefits are counted.
For example: You are offered $38/hour as a contractor or $62k as an employee. See which one actually leaves you with more.
Compare the twoShows how much you must bring in each month before you have earned anything for yourself.
For example: Your car payment, insurance and phone come to $910 a month. See the weekly takings that clear those before profit starts.
Find my break-evenA calculator answers today's question. An account remembers every entry, keeps your tax money separate, and gives you one number each morning: what you can safely spend. Seven days of Pro free, no card.
Create your free accountEach tool answers one question on its own, but they are most useful in sequence — first work out what you owe, then what to hold back, then whether the work is worth taking at all.
If you are paid on a 1099, no one is withholding anything for you. The 1099 and self-employment tax calculators estimate the two pieces that catch people out: self-employment tax, which covers Social Security and Medicare at 15.3% of net earnings with half of it deductible, and ordinary income tax on what is left after business expenses and the standard deduction.
Enter what you were actually paid and a realistic figure for expenses — mileage, phone, supplies, fees. The answer is an estimate, not a filed return, but it is close enough to plan against and far better than discovering the number in April.
The tax set-aside calculator turns that yearly estimate into a percentage to move out of every payment as it arrives. Holding back a fixed share of each deposit is the single habit that separates owners who are calm in April from owners who are not.
Most self-employed people land somewhere between 20% and 35% once state tax is counted. Put the money in a separate account, not a mental note, and treat the remaining balance as the only money you have.
The break-even calculator shows how much you must sell each month before anything is profit, once fixed costs are covered. The mileage reimbursement calculator converts business miles into a deduction at the IRS standard rate, which for a driver is usually the largest single deduction of the year.
The 1099 versus W-2 calculator compares a contract rate with a salary honestly, counting the employer half of payroll tax, unpaid time off, and benefits you would be buying yourself. A contract rate has to be meaningfully higher than a salary to come out even.
They are educational estimates. They do not know your filing status edge cases, credits, prior-year losses, or state-specific rules, and nothing here is tax or legal advice. For a filed return, use the numbers as a starting point and check them with a preparer.
They also forget you the moment you close the tab. That is the honest reason to open an account: the same maths runs on your real entries, every day, without you re-typing anything.