Phoenix, Arizona
Instacart taxes in Phoenix: what to set aside
Instacart doesn't hold back tax for shoppers. In Phoenix you owe self-employment tax, federal income tax and Arizona income tax (top rate 2.5%).
A Phoenix shopper paid $4,000 a month should set aside about
$589/mo
Roughly 15% of payouts, assuming 28% goes to costs. Your own number depends on your miles and spending.
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Driving in Phoenix
Low flat 2.5% state tax and long suburban runs.
Whether you deliver in Scottsdale, Tempe, Mesa, Chandler or Glendale, the same Arizona rules apply to your Instacart income.
Deductions Phoenix shoppers miss most
- Mileage between stores and drop-offs
- Insulated bags and carts
- Phone and data plan share
- Parking at busy stores
Quarterly dates for 2026
Federal: April 15, June 15, September 15 and January 15, 2027. Arizona estimates (Form 140ES) follow the federal dates: April 15, June 15, September 15 and January 15. Hate Ledger reminds you before each one and shows what's safe to spend after tax.
Sources
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Instacart in other cities:
Planning estimate only, not tax advice. Uses 2026 federal brackets and the IRS 72.5¢ mileage rate.